Real Estate Example
Traditional approach: 14.2% cash-on-cash return
With policy loans: 34.5% cash-on-cash return
Plus your cash value continues compounding at 5.5%
See the complete breakdown in Chapter VIII
Business Owner Example
Bank loan cost over 5 years: $17,320
Policy loan cost over 5 years: $11,500
Plus you gained $19,196 in policy growth while financing equipment
See the full calculation in
Chapter IX
Retirement Strategy
Traditional 4% rule: Live on $48,000 per year, preserve principal
Permission Slip Strategy: Live on $100,000 per year, spend assets aggressively
Death benefit replaces spent assets tax-free to heirs
Full strategy in Chapter XI
“Education is key—I&E delivered exactly that. I’m excited about actively building a plan to secure my financial future and that of my family.”
El G
Janine
“No pressure, just education and transparency. They never applied pressure.”
Peter Z
You want control over capital without asking banks for permission
You have positive cash flow and can live on 70-80% of income
You’re a real estate investor or business owner seeking faster capital access
You’re ready to understand how banks and wealthy families actually build wealth
You need money back in 1-3 years
Your spending currently exceeds your income
You’re committed to “buy term and invest the difference” without exploring alternatives
You prefer delegating all financial decisions without understanding the mechanics
We work with many of the top rated insurance companies in the U.S. including:
